The insurance at my company is so weird/ghetto. I have an $1000 deductible, of which the company pays the first $560. The next $440 of the deductible I have to pay. At that point my deducitble is met and then the insurance company starts to pay 80% of anything, and I pay 20%. Until I hit $3000 out of pocket, then the insurance company pays 100% up to $600,000. Weird.